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Liability Insurance Facts

<img src="Liability Cover contract.jpg" alt="Liability Cover contract" width="138" height="92">

What are the Basics of Liability Insurance?

Liability insurance covers legal claims regarding liability, or legal accountability, against the insured policy holder.

Homeowners  L I

Liability cover in the basic Homeowners Insurance protects the insured or policyholder against rightful claims by a third party being injured on the property of the insured. It also covers damage or loss to the property of a third party. This applies to one of your guests being bitten by your pet, falling down stairs or having a tree branch break and fall on his/her car.

Vehicle L I

Car Insurance policies include liability regarding injury to a third party in the event of an accident and also includes compensation for loss or damage to the other person’s property. If you caused an accident, this cover will pay for the injured passengers of your car, as well as the other car.

Liability Insurance Cover

Liability Insurance offers protection to the insured or policyholder regarding a legal defense, as well as indemnification regarding a settlement or court verdict. This cover applies to the negligence of the insured, but does not cover malicious or intentional destructive acts by the insured or policyholder.

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This article originally posted on http://insuretodayblog.com/and re-posted here with permission.