Actually, Portable Possessions Insurance is one of the most important types of insurance cover there is. Also the most overlooked. It usually falls under your Home Contents Insurance and covers the items you take with you regularly. Portable Possessions Insurance provides cover against loss, damage to and theft of the following items:
Insurance Companies generally provide standard cover for the above items, but you have the option to specify items that are more valuable. For instance, if you have designer handbags worth more than R4 000, you should specify them. The same applies to designer outfits, glasses and state of the art cameras and laptops. Valuable jewellery should always be specified.
Also remember that your Insurance should reflect the current replacement value of the items.
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